Strategic Mortgage Partners
Company Overview

Founded in 2007, Cutler Consulting is a  financial services consulting company specializing in
mortgage banking and the housing market.  Collectively, our managers have over 60 years of
experience in secondary marketing, production, operations, product development, strategic
planning, and market research.  Team members have been leaders at top 10 mortgage
lenders, community banks, mortgage banks, jumbo conduits, and start-up operations.  

Our mission is to deliver top quality products and services that enable our customers to
achieve their business goals, increase profitability and improve competitiveness. We measure
our success by your success.

Core Competencies

  • Mortgage banking - extensive knowledge of originating, pricing, processing,
    underwriting, closing and servicing mortgage loans.  Managed mortgage banking
    operation with yearly production of $40 billion.
  • Risk management - expertise in detecting and managing credit, interest rate, pricing,
    transaction, technology, regulatory and liquidity risk.  Experienced in conducting due
    diligence for mergers and acquisitions.
  • Capital markets - experienced in all aspects of secondary marketing trading and
    hedging, including guidelines and operational requirements of Fannie Mae, Freddie Mac,
    HUD, FHA, and Ginnie Mae.  Managed over $650 billion in MBS and private label
    securitizations.  Successfully negotiated the purchase and sale of over $100 billion in
    whole loans, including both servicing released and retained transactions.  Experienced in
    establishing pricing for MSRs.
  • Market research and development - proficient in identifying short and long term housing
    market trends.  Conducted lender surveys to determine impact of agency, government,
    private investor and mortgage insurance company product and program changes.  
    Developed best execution strategies, re-engineered processes, defined evolving risk
    characteristics and devised solutions.

Find out more about our management team
Cutler Consulting, Inc.         5111 Trenholm Road         Suite 220         Columbia, SC 29206        803.461.0168