Strategic Mortgage Partners
Risk Management Services

Operational, Financial and Risk Assessment

     •        Organizational Structure Analysis
     •        Operations and Process Workflows
     •        Hedge Strategies and Position Management
     •        Pricing Methodologies
     •        Mark-to-Market Reporting and Counterparty Risk
     •        Servicing Valuations
     •        Whole Loan Delivery, Pooling and Securitizations
     •        Loan Products and Programs
     •        Investor Contracts and Master Commitments
     •        Documented Policies and Procedures
     •        Reporting Methods and Standards
     •        Disaster Recovery Plan      

Due Diligence Review

     •        Organizational Structure Analysis
     •        Business Model and Process Workflows
     •        Budgeted Revenues/Expenses to plan
     •        Secondary Marketing Results
     •        Credit Risk/ Loan Performance
     •        Default Management
     •        Compliance, Audit and Quality Control
     •        Policies and Procedures
     •        Management Reporting
     •        System Functionalities and Usage
Cutler Consulting, Inc.         5111 Trenholm Road         Suite 220         Columbia, SC 29206        803.461.0168