Capital Markets/Secondary Marketing Services

Business Risk Assessment
    •        Business Planning and Budgeting
    •        Secondary Marketing Strategies
    •        Investor Management
    •        Loan Quality and Portfolio Value
    •        Production Channel Performance
    •        Operational Efficiencies and Capacity
    •        Quality Control and Compliance
           Management Reporting Standards        
    •        Vendor Relations
           Disaster Recovery Plans


Best Execution Analysis
    •        Product Level Pricing Models
    •        Investor/Agency Pricing
    •        Price Incentives and Subsidies
    •        Risk Based Pricing
    •        Margin and Fee Income
    •        Hedge Strategy and Expense
    •        Warehouse Funding/Roll Costs
           Retained Servicing Values/Released Premiums
           Pricing and Rate Lock Policies
Strategic Mortgage Partners
Cutler Consulting, Inc.         5111 Trenholm Road         Suite 220         Columbia, SC 29206        803.461.0168